Ruling: Plan Documents Govern Discretion to Deny Claims
9th Circuit says plan document, not just summary plan description, is authoritative
The U.S. 9th Circuit Court of Appeals panel, in Prichard vs. Metropolitan Life Insurance Co. [and] IBM Long-Term Disability Plan, vacated a district court’s judgment, ordering the lower court to rehear a challenge to a benefit plan administrator’s denial of an employee's claim for long-term disability benefits. The decision was handed down on April 21, 2015.
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