As defined benefit pension plan sponsors seek to transfer pension risk, offering lump-sum pension cashouts for terminated vested participants has been an attractive option to consider. Many plan sponsors embarked on such cashout projects beginning in 2012 and this trend is expect to intensify throughout 2014, according to an analysis by HR consultancy Mercer.
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Stephen Miller, CEBS, is an online editor/manager for SHRM.
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Articles by Stephen Miller
Employers in the U.S. are continuing to shift health coverage expenses to their workers in response to rising plan costs (growing at a slower rate but still handily outpacing overall inflation) and in an effort to avoid the high-value-plan “Cadillac tax” required by the Affordable Care Act (ACA) in 2018.
The Obama administration announced updates to model notices that employers must provide to employees, informing workers of their eligibility to continue health care coverage through the Consolidated Omnibus Budget Reconciliation Act (COBRA).
Employers that offer them expect greater effort in return, study finds

Employer health care costs are expected to reach $9,560 per worker in 2014
Employers are looking to control benefit costs by asking workers to take on more responsibility for their coverage. There is conflicting evidence, however, as to whether this cost shifting is lowering employees' perception of the value of their benefits.
Plan designs are rewarding cost-savvy choices
Most U.S. employers plan to continue sponsoring health benefits for active employees and retirees but expect to change the way those benefits are managed and delivered in the coming years, according to research from Aon Hewitt.
Last updated February 11, 2014
Below is the article posted in July 2013, regarding the inital employer mandate delay.
Premiums for employer-provided health coverage in California have risen 185 percent since 2002—more than five times the state's overall inflation rate—according to a new report by the nonprofit California HealthCare Foundation.
In his 2014 State of the Union address, President Barack Obama announced he would instruct the U.S. Treasury to create a new kind of salary-deferral retirement savings vehicle, the "myRA," to give workers whose employers don't offer 401(k) plans a way to save for retirement.
Companies looking to pare health costs by requiring working spouses to get health insurance through their own employer may find the move has some unexpected consequences, according to a new study by the nonprofit Employee Benefit Research Institute (EBRI).
Confronting the growing burden of health care compliance documents
When people were asked why they weren’t participating in their employer’s wellness program, most said they felt confident they could make changes on their own, according to new research from the nonprofit Employee Benefit Research Institute (EBRI).